Property and Financial Affairs LPA
A Property and Financial Affairs LPA covers decisions about your finances and property. If there comes a time when you can’t manage your finances anymore, the attorney will do this for you. This can include paying your bills, collecting your income and benefits, or selling your house. However, if you wish to, you can restrict their powers, or place conditions on what they can do.
SMN Will Writing Services can advise you on this. It can only be used once it has been registered at the Office of the Public Guardian (OPG). The OPG is responsible for the registration of LPAs. It can then be used even while you have the mental capacity to deal with these things yourself. Consult SMN Will Writing Services about making this type of Property and Financial Affairs LPA.
Health and Welfare LPA
A Health and Welfare LPA allows the attorney to make decisions on your behalf about your health and welfare if there comes a time when you are unable to make these decisions for yourself. A Health and Welfare attorney could make decisions about where you live, for example, or day-to-day care including your diet and what you wear. SMN Will Writing Services can advise you on this.
You can also give your Health and Welfare attorney the power to accept or refuse life-sustaining treatment on your behalf. It’s important to be aware of the effect this decision can have on any advance decision that you have previously made. If you allow your attorney to make these treatment decisions for you, this will overrule any previous advance decision. If you choose not to give your attorney this power, your advance decision will still stand.
A Health and Welfare LPA can only be used once the form is registered at the OPG and you are in a position where you don’t have the mental capacity to make decisions about your own welfare.